Prior to starting credit education and document processing services, you will sign a client agreement along with the following:
- Credit Service Agreement
- Authorization for Credit Repair Action
- Consumer Credit File Rights (CROA Disclosure)
- Right Of Cancellation Notice
The services we perform may include
- Document preparation and credit education. We will evaluate your current credit reports as listed with applicable credit reporting agencies and work with you to identify inaccurate, erroneous, false, or obsolete information. You will choose which items you would like to dispute. We will advise you on steps to be taken to dispute any inaccurate, erroneous, false or obsolete information contained on your credit reports.
- We will prepare all necessary correspondence in dispute of inaccurate, erroneous, false, or obsolete information in your credit reports.
- You will forward to us your correspondence received from the credit reporting agencies and we will assist you in further correspondence with those agencies.
- Consulting, coaching, and monitoring services are conducted by personal meetings, webinars, video conferencing, telephone, email, or by any other form of communication during normal business hours.
In return, for the services above, you agree to pay fees as outlined in your client agreement. You have the right to cancel your contract for any reason within 3 business days from the date you signed it. Just send written notice as outlined in your client agreement.
It is understood that we offer credit information. We make every effort to ensure the accuracy of the information and to clearly explain your options. However, we do not provide legal advice (i.e.; the application of the law to your individual circumstances). For legal advice, please consult an attorney.
It is understood that we offer credit information. We make every effort to ensure the accuracy of the information and to clearly explain your options. However, we do not provide legal advice (i.e.; the application of the law to your individual circumstances). For legal advice, please consult an attorney.
These people had amazing results
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"I thought I'd never qualify for a business loan with the way my credit looked. I was buried in collections and felt hopeless. Then I found FCA, and Barin was incredible. He didn’t just help remove the negative items – he gave me a roadmap to stay on track. Six months later, I was approved for a small business loan and finally opened my own landscaping company. I owe it all to FCA – they believed in me when no one else did."
Callum R. |
"Barin at FCA changed the entire direction of my financial future. I was always denied for personal loans and felt stuck living paycheck to paycheck. FCA’s credit repair process was clear, legal, and effective. I started seeing results in just a couple of months. Now, not only was I approved for a debt consolidation loan, but I’ve also qualified for a mortgage. I never thought this day would come – FCA made it possible."
Dave I. |
"I was skeptical at first, but Barin from FCA put all my concerns to rest. His professionalism and knowledge were unmatched. He helped clean up years of credit damage from medical bills and late payments. With his help, my credit score rose over 150 points. Today, I’m living in my dream home, and I even got approved for a low-interest credit card to help with home improvements. If you’re thinking about working with FCA – do it. It changed my life."
Gloria G. |
