Having great credit is more important than ever.
But why work with us?
- We offer a 100% Money Back Guarantee.
- We are a company with integrity.
- We are very experienced with consumer, business and mortgage credit.
- We will be intimately involved with your credit repair experience.
- We will be there for you every step of the way.
- Credit education and correction is legal and the law is on your side. We help and guide you from start to finish and we prepare all of the documentation for the various credit agencies.
- Our fees are reasonable and there are NO long binding contracts. We help you to work with your files until it is done.
Services include:
We have an excellent track record in helping client's to improve their credit scores:
If you have a better credit score you could potentially have a better interest rate. Just an increase of 20 point in your credit score can mean a difference of tens of thousands of dollars in interest saved on an average priced home and hundreds of dollars of interest saved on car payments and credit cards. We have a proven track record of helping clients to raise credit scores quickly and effectively to give you better purchasing power.
Average Client's Credit Score Increase in 6 months:
60 points
Average Score Increase in 35 days:
10 points or more 93%
20 points or more 71%
50 points or more 25%
100 points or more 15%
20 points or more 71%
50 points or more 25%
100 points or more 15%
Average Score Increase in 90 days:
10 points or more 97%
20 points or more 82%
50 points or more 40%
100 points or more 25%
20 points or more 82%
50 points or more 40%
100 points or more 25%
Our 100% Guarantee, Cancellation and Return Policy:
You are entitled to a 100% refund on all payments and fees, if:
You may cancel services at any time. Please notify us in writing 7 days before the next billing period.
- You do not remove more than 25% of all the negatives worked on.
- You have had six months from the time you retain our services.
- You have at least four negatives on the credit report at the time of sign-up.
- You have not used a credit-consulting agency nor attempted to repair your credit two years previous to signing up for our services.
- You agree to send updated reports from the three credit bureaus to us within 5 days of receipt.
- You should receive updated credit reports every 15-45 days and make us aware if updated reports have not been received.
You may cancel services at any time. Please notify us in writing 7 days before the next billing period.
These people had amazing results
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"I thought I'd never qualify for a business loan with the way my credit looked. I was buried in collections and felt hopeless. Then I found FCA, and Barin was incredible. He didn’t just help remove the negative items – he gave me a roadmap to stay on track. Six months later, I was approved for a small business loan and finally opened my own landscaping company. I owe it all to FCA – they believed in me when no one else did."
Callum R. |
"Barin at FCA changed the entire direction of my financial future. I was always denied for personal loans and felt stuck living paycheck to paycheck. FCA’s credit repair process was clear, legal, and effective. I started seeing results in just a couple of months. Now, not only was I approved for a debt consolidation loan, but I’ve also qualified for a mortgage. I never thought this day would come – FCA made it possible."
Dave I. |
"I was skeptical at first, but Barin from FCA put all my concerns to rest. His professionalism and knowledge were unmatched. He helped clean up years of credit damage from medical bills and late payments. With his help, my credit score rose over 150 points. Today, I’m living in my dream home, and I even got approved for a low-interest credit card to help with home improvements. If you’re thinking about working with FCA – do it. It changed my life."
Gloria G. |